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MTW (Moving To Work)
Frequently Asked Questions (FAQ)

Moving To Work (MTW) Frequently Asked Questions

What is Moving-to-Work (MTW)?
  • Moving to Work (MTW) is a demonstration program for public housing authorities (PHAs) that provides them the opportunity to design and test innovative, locally-designed strategies that use Federal dollars more efficiently, help residents find employment, and become self-sufficient, and increase housing choices for low-income families.
  • MTW allows PHAs exemptions from many existing public housing and voucher rules and provides funding flexibility with how they use their Federal funds.
  • Previous cohorts: landlord expansion, jobs plus, stepped and tiered rent, small PHA flexibilities.
What MTW Cohort is the HACSB applying for?
The fourth cohort. This cohort will study Asset Building and will be comprised of 30 PHAs that are high performers with under 6,000 combined Housing Choice Vouchers and public housing units (the HACSB meets the eligibility). The fourth cohort of the MTW Expansion will test asset-building initiatives, which are defined, for purposes of this cohort, as activities that encourage the growth of savings accounts and/or aim to build credit for assisted households. PHAs selected under this cohort will have access to a “Community of Practice” to help develop ideas and best practices to further the goals of the Asset Building Initiatives.
How will MTW impact residents?
If the HACSB was to be accepted into the MTW program, the HACSB will follow the MTW proposal submitted in its application.

The draft of the proposal can be viewed here:
HACSB MTW Proposal
Will MTW impact my current tenant rent payment?
The MTW designation will not have an impact on the tenant rent payment. Any waivers that the HACSB chooses to implement, that will have any impact on residents, must be discussed with residents and reviewed and approved by HUD.
What needs to happen before the HACSB applies for this program?
  1. The HACSB drafted its MTW proposal and opened it for Public Comment on June 7th, 2022.
  2. A Notice for a Public Hearing was posted on the website and in the local newspaper. The meeting will be to discuss the MTW Plan and application package and receive public comments.
  3. A Public Hearing will be held Wednesday, July 7h, via Zoom. Information can be found here: Public Hearing
  4. The Authority’s Board of Commissioners will vote on this item in a Special Meeting on Monday, July 25th.
  5. The application to HUD is due by July 28, 2022.
What Asset Building initiative is the HACSB proposing to offer?
The HACSB is selecting to offer a savings account matching program and it also will offer participants the ability to, have HACSB report their rent payments to the credit bureaus.
What is the savings match proposal the HACSB is offering in the MTW proposal?
The HACSB will match a minimum of $10 and up to $40, per month, for up to 24 months for households who are selected to participate in the Asset Building Club.
How will the HACSB select the participants?
The HACSB will solicit HUDs help to randomly select 125 households. This program will be voluntary and households will not be required to participate if chosen.
Once I receive the amount saved, will it impact my rent?
For Housing Choice Voucher (Section 8) and Public Housing participants, it will not impact their monthly rent.
Once I receive the amount saved, will it affect my Social Security payments or other assistance?
Please refer to the local Social Security office and local benefits agency to determine the impact this will have on your benefits.